Health Savings Account

Can I Use My HSA for Incontinence Treatment?

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All About Health Savings Account

Imagine this: You’re out with friends, enjoying a great time, and suddenly, a laugh turns into a bladder accident. You feel embarrassed, uncomfortable, and more than a little frustrated. It’s something millions of women experience—but no one talks about it. What if there was a discreet, easy-to-use solution that could help you regain control of your body and confidence, but there isn’t money set aside for this. That’s where a Health Savings Account comes in to save the day! 

What is a Health Savings Account?

A Health Savings Account ( HSA) is a tax-advantaged savings account that allows you to set money on a pre-tax basis. You can also contribute to this account yourself. What’s great about a Health Savings Account is that unused funds roll over year after year, making it a great way to save for future healthcare costs.

How does a Health Savings Account work?  

You never know what can happen in life. Unexpected health emergencies happen all the time and being prepared is important! HSA account funds can be used for a variety of healthcare expenses, including but not limited to:

    • Doctor Visits: Copays, deductibles, and coinsurance.
    • Prescription Medications: Costs associated with both prescription and over-the-counter medications.
    • Dental and Vision Care: Routine check-ups, glasses, contacts, and dental procedures.
    • Medical Equipment: Devices like crutches, wheelchairs, and blood pressure monitors.
    • Therapies and Treatments: Physical therapy, mental health counseling, and even alternative treatments like acupuncture.
    • Preventative Care: Vaccinations, screenings, and other services aimed at preventing illness.
  • Incontinence products: Pads, diapers, or solutions that treat incontinence like Elitone.

Although many medical expenses are eligible, there are a few that don’t qualify. Be sure to check if your expense is covered!

Are there limits to a Health Savings Account?

Unfortunately, yes. In 2024, you can contribute up to $4,150 if covered by a HDHP or 8,300 dollars if you have coverage for your family.  At age 55, individuals can contribute an additional 1,000 dollars.  Overcontributing to your HSA funds can actually lead to unexpected tax penalties so be sure to keep these rules in mind. 

Elitone is an easy to use, at home, FDA-cleared treatment for stress incontinence

Why Consider Elitone Products?

Bladder leaks affect 1 in 3 women, but they are often overlooked or not discussed openly. These conditions can have a significant impact on daily life, from avoiding social situations to limiting physical activities. Elitone and Elitone URGE offer a way to take control of your health and improve your quality of life.

By using your HSA funds to invest in these treatments, you’re not just managing symptoms—you’re taking a proactive step toward long-term health and wellness. Rather than continuing to spend money on pads and diapers month after month, investing in a solution is a bang for your buck. 

Your HSA is more than just a savings account; it’s a great tool for managing your healthcare costs. 

So, as you plan your healthcare spending, consider how Elitone or Elitone URGE might fit into your wellness strategy. They’re not just HSA-compatible—they’re a way to take control of your health, confidently and discreetly.

“I found Elitone and my HSA covered this device so, why not. The only thing to lose at this point was the pads! No regrets would be there!! It arrived and I used the elitone device religiously for about 3 months and noticed a huge difference” – Mom of 3

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